Metadata is data that describes data, and contains information that describes data and information resources. Metadata is standardized, transparent, and easy to maintain and expand. The GerneralSystem Suite’s product management is in the form of Product Factory which is metadata driven. When configuring a product, business users just need upload an Excel file and edit the page in an interactive interface using the latest HTML5 technology and the system will generate UI automatically, fully supporting personalization. The computational logic supports both fragmented and complex insurance designs and is simple to use. Business users can create business rules and personalized quotations easily without IT support.

With eBaoTech’s Product Factory, insurers can easily configure personalized products and liability combos, and launch new products quickly.

Insurance companies require a flexible and fast engine to handle claims and calculation processes. eBaoTech’s rule engine can both provide pre-set designated rules and flexibly customize rules for channels, parties and products configuration. Rules can be plugged in the run and users can set the calculating mechanism that work out personalized policy fees, sum insured and claim amount. End users can also edit and maintain rates and rules.

Service Orchestration is one of the major features of eBaoTech’s software systems. Insurance companies can quickly and easily combine new business processes, product lines and issuance/claim processes using the service Orchestration function.

Technical Solution - Large-scale Distribution Deployment

eBaoTech fully supports diversification, heterogeneous system integration and dynamic expansion modules based on Mule Integration Structures and ACORD models.

Based on the Mule Structure, eBaoTech’s integration platform is easy to manage and is pluggable in the run. System integration sends and receives messages to complete and support all communication protocols and data transfers, and is subject to different authority and security controls.